Its been two months, i have invested nearly 1lakh rupees in direct equity and doing sip in mutual funds. I transfer my money from my bank acc to my moms bank acc and then invest from moms demat acc. My mom is a housewife and has no other income. I have read about clubbing that the gains on investments will be clubbed with my income instead. How to legally invest in mothers name? My inhand is around 77k pm and i invest 45k pm in direct equity/ sip in mf. Everything from moms demat acc. How can i continue saving tax on capital gains using moms acc, i will be doing investments for long term like atleast mote than 2 3 years
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