Hi, I’ve been investing in ICICI S&P BSE Index Fund and Motilal Oswal S&P 500 Index Fund for a couple of years now. Started ICICI fund cos it had low expense ratio and other one because I wanted to invest in US stocks. Started small SIPs in these funds to learn investing but now I want to take it seriously for early retirement. Need advice on if I’m on the right track or do I need to change something. Not interested in actively managed funds. Thanks.